Construction Loans

Alliance, Adair Homes and You

Alliance Financial Services will provide you with construction financing for your new Adair Home. Our construction loans are tailor fit to Adair’s building process, resulting in programs that often allow our customers to build brand new homes with little to no downpayment.

The Construction Loan Process

Financing your new construction home can be easy with AFS. Here’s how...

Phase 1

Planning Your Project and Budget

  • Complete a construction finance application at your local Adair Homes branch or online
  • Upon acceptance, we will mail you the construction loan package which includes a pre-qualification letter
  • Sign and return the loan package along with all of your financials
  • After review of your credit, income and assets, you will be pre-approved
  • You can now begin the process of finding land
Phase 2

Managing the Details

  • Provide a fully executed purchase and sale agreement, if land is not already owned
  • Meet with your local Adair Homes team member to finalize your home order
  • Adair Homes will provide all required documentation to facilitate ordering the home appraisal
  • Supply AFS finalized site development costs and written bids
Phase 3

Preparing for Construction

  • Upon receipt of your appraisal our team will report all details to ensure the project is ready for lender approval
  • We will submit loan documents to our lender for final review
  • After approval we will order loan documents and have them sent to escrow
  • We will help you coordinate your loan closing
Get Started

Apply Online Today!

Easily fill out an application online, or contact us to help you figure out the best options for your needs.

or download a printable version